1. First set the time
Set a 20-minute limit per session; set an alarm on your phone so you don't miss a break in Dhaka's busy routine
2. Keep the budget separate
If you use bKash, Nagad, or Rocket, write a separate ledger at the start of the month so expenses stay in sight
3. Check after login
After logging into F111, view your profile and usage history; if you see something unfamiliar, change your password immediately
